Old Second National Bank 401(k) match, vesting and fees
What Old Second National Bank's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Epic Retirement Plan Services | Schedule C ↗ |
| Independent auditor | Cjg Partners, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 655 defined-contribution plans in finance and insurance with 500 to 999 participants.
| Old Second National Bank: employer contribution per participant | $1,864 | |
| Peer median | $2,935 |
| Old Second National Bank: average balance | $59,470 | |
| Peer median | $92,770 |
| Old Second National Bank: admin expenses ÷ assets | 0.71% | |
| Peer median | 0.15% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $13.8M at the end of plan year 2022 to $34.4M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 728 | $34.4M | $1.1M | $1,864 | 0.71% | Not published | Form 5500 ↗ |
| 2023 | 793 | $29.4M | $753K | $1,285 | 0.60% | Not published | Form 5500 ↗ |
| 2022 | 495 | $13.8M | $252K | $777 | 0.03% | Not published | Form 5500 ↗ |
Common questions
Does Old Second National Bank match 401(k) contributions?
The match terms for the Old Second National Bank Pooled Employer Plan have not been published from its filing yet. The plan year 2024 filing reports $1.1M in employer contributions, about $1,864 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Old Second National Bank 401(k) match vested?
The vesting schedule for the Old Second National Bank Pooled Employer Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Old Second National Bank 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Epic Retirement Plan Services. The plan administrator is Old Second National Bank.
I left Old Second National Bank. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Old Second National Bank, (630) 906-2000) or the recordkeeper, Epic Retirement Plan Services. The Old Second National Bank old 401(k) page lists the contacts from every plan filing. Find an old Old Second National Bank 401(k)
Data from the public Form 5500 annual reports Old Second National Bank filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Old Second National Bank. Not financial advice. Report a correction · Methodology