Joby Aero 401(k) match, vesting and fees
What Joby Aero's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Pension Assurance LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 64 defined-contribution plans in transportation and warehousing with 1,000 to 4,999 participants.
| Joby Aero: employer contribution per participant | $3,078 | |
| Peer median | $1,806 |
| Joby Aero: average balance | $88,103 | |
| Peer median | $57,988 |
| Joby Aero: admin expenses ÷ assets | 0.07% | |
| Peer median | 0.21% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $22.5M at the end of plan year 2021 to $144M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 2,269 | $144M | $5M | $3,078 | 0.07% | Not published | Form 5500 ↗ |
| 2024 | 1,849 | $98.7M | $4.4M | $3,155 | 0.02% | Not published | Form 5500 ↗ |
| 2023 | 1,403 | $64.1M | $3.5M | $3,184 | 0.03% | Not published | Form 5500 ↗ |
| 2022 | 1,190 | $34.7M | $3.1M | $3,224 | 0.03% | Not published | Form 5500 ↗ |
| 2021 | 921 | $22.5M | $2.2M | $3,086 | 0.02% | Not published | Form 5500 ↗ |
Common questions
Does Joby Aero match 401(k) contributions?
The match terms for the Joby Aero, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $5M in employer contributions, about $3,078 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Joby Aero 401(k) match vested?
The vesting schedule for the Joby Aero, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Joby Aero 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Joby Aero, Inc..
I left Joby Aero. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Joby Aero, Inc., (831) 201-6700) or the recordkeeper, Fidelity Investments Institutional. The Joby Aero old 401(k) page lists the contacts from every plan filing. Find an old Joby Aero 401(k)
Data from the public Form 5500 annual reports Joby Aero filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Joby Aero. Not financial advice. Report a correction · Methodology