Lake Champlain Transportation 401(k) match, vesting and fees
What Lake Champlain Transportation's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Mcsoley Mccoy (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 713 defined-contribution plans in transportation and warehousing with 100 to 499 participants.
| Lake Champlain Transportation: employer contribution per participant | $842 | |
| Peer median | $813 |
| Lake Champlain Transportation: average balance | $124,325 | |
| Peer median | $22,335 |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $22M at the end of plan year 2021 to $17.5M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 164 | $17.5M | $119K | $842 | — | Not published | Form 5500 ↗ |
| 2024 | 164 | $17M | $115K | $954 | <0.01% | Not published | Form 5500 ↗ |
| 2023 | 150 | $16.5M | $118K | $959 | <0.01% | Not published | Form 5500 ↗ |
| 2022 | 163 | $16M | $112K | $808 | 0.04% | Not published | Form 5500 ↗ |
| 2021 | 175 | $22M | $120K | $839 | 0.03% | Not published | Form 5500 ↗ |
Common questions
Does Lake Champlain Transportation match 401(k) contributions?
The match terms for the Lake Champlain Transportation Co. 401(k) Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $119K in employer contributions, about $842 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Lake Champlain Transportation 401(k) match vested?
The vesting schedule for the Lake Champlain Transportation Co. 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Lake Champlain Transportation 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Lake Champlain Transportation Co..
I left Lake Champlain Transportation. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Lake Champlain Transportation Co., (802) 864-9804) or the recordkeeper, Fidelity Investments Institutional. The Lake Champlain Transportation old 401(k) page lists the contacts from every plan filing. Find an old Lake Champlain Transportation 401(k)
Data from the public Form 5500 annual reports Lake Champlain Transportation filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Lake Champlain Transportation. Not financial advice. Report a correction · Methodology