McRae's U.S. Mail Service 401(k) match, vesting and fees
What McRae's U.S. Mail Service's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Bas Partners, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 713 defined-contribution plans in transportation and warehousing with 100 to 499 participants.
| McRae's U.S. Mail Service: employer contribution per participant | $3,339 | |
| Peer median | $813 |
| McRae's U.S. Mail Service: average balance | $14,863 | |
| Peer median | $22,335 |
| McRae's U.S. Mail Service: admin expenses ÷ assets | 1.83% | |
| Peer median | 0.62% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $3M at the end of plan year 2021 to $5.1M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 385 | $5.1M | $1.2M | $3,339 | 1.83% | Not published | Form 5500 ↗ |
| 2024 | 364 | $4.2M | $1.1M | $3,273 | 1.72% | Not published | Form 5500 ↗ |
| 2023 | 333 | $3.4M | $1.1M | $3,361 | 1.90% | Not published | Form 5500 ↗ |
| 2022 | 332 | $3M | $1.1M | $3,348 | 1.42% | Not published | Form 5500 ↗ |
| 2021 | 462 | $3M | $1M | $5,310 | 1.30% | Not published | Form 5500 ↗ |
Common questions
Does McRae's U.S. Mail Service match 401(k) contributions?
The match terms for the Mcrae'S U.S. Mail Service, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $1.2M in employer contributions, about $3,339 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the McRae's U.S. Mail Service 401(k) match vested?
The vesting schedule for the Mcrae'S U.S. Mail Service, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the McRae's U.S. Mail Service 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company. The plan administrator is Mcrae'S U.S. Mail Service, Inc..
I left McRae's U.S. Mail Service. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Mcrae'S U.S. Mail Service, Inc., (414) 316-9884) or the recordkeeper, Empower Annuity Insurance Company. The McRae's U.S. Mail Service old 401(k) page lists the contacts from every plan filing. Find an old McRae's U.S. Mail Service 401(k)
Data from the public Form 5500 annual reports McRae's U.S. Mail Service filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with McRae's U.S. Mail Service. Not financial advice. Report a correction · Methodology