Mfa Oil 401(k) match, vesting and fees

Plan year 2025 filingMfa Oil Company 401(k) Plan · Plan 004 · EIN 43-0415115Updated Oct 2026

What Mfa Oil's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $1.7M in employer contributions, about $1,802 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$19,604
Average account balance
1,018
Participants (end of year)
$18.1M
Plan assets (end of year)
0.88%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperT Rowe Price Rps IncSchedule C ↗
Independent auditorBaker Tilly US, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 140 defined-contribution plans in wholesale trade with 500 to 999 participants.

Mfa Oil: employer contribution per participant$1,802
Peer median$1,852
Mfa Oil: average balance$19,604
Peer median$80,543
Mfa Oil: admin expenses ÷ assets0.88%
Peer median0.22%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $4.5M at the end of plan year 2021 to $18.1M at the end of plan year 2025.

$4.5M2021$5.3M2022$8.9M2023$13.6M2024$18.1M2025
End-of-year figures from each plan year's Form 5500 filing for the Mfa Oil plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20251,018$18.1M$1.7M$1,8020.88%Not publishedForm 5500 ↗
20241,007$13.6M$1.5M$1,6631.33%Not publishedForm 5500 ↗
20231,001$8.9M$1.3M$1,5491.30%Not publishedForm 5500 ↗
2022705$5.3M$902K$1,5371.85%Not publishedForm 5500 ↗
2021537$4.5M$457K$1,0381.51%Not publishedForm 5500 ↗

Other Mfa Oil plans (2)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Mfa Oil Company Savings on Deferred Income Plan

Plan 003 · EIN 43-0415115 · plan year 2025 filing
$115,251
Average account balance
528
Participants (end of year)
$57.4M
Plan assets (end of year)
0.08%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperT Rowe Price Rps IncSchedule C ↗
Independent auditorBaker Tilly US, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

Mfa Employees Retirement Plan

Plan 001 · EIN 43-0415115 · plan year 2024 filing
$83,310
Average account balance
1,861
Participants (end of year)
$155M
Plan assets (end of year)
0.26%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperJohn Hancock Retirement Plan SvcsSchedule C ↗
Independent auditorBaker Tilly LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Common questions

Does Mfa Oil match 401(k) contributions?

The match terms for the Mfa Oil Company 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $1.7M in employer contributions, about $1,802 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Mfa Oil 401(k) match vested?

The vesting schedule for the Mfa Oil Company 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Mfa Oil 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is T Rowe Price Rps Inc. The plan administrator is Mfa Oil Company Retirement Benefits Committee.

I left Mfa Oil. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Mfa Oil Company Retirement Benefits Committee, (573) 219-5772) or the recordkeeper, T Rowe Price Rps Inc. The Mfa Oil old 401(k) page lists the contacts from every plan filing. Find an old Mfa Oil 401(k)

Data from the public Form 5500 annual reports Mfa Oil filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Mfa Oil. Not financial advice. Report a correction · Methodology