National Australia Bank 401(k) match, vesting and fees
What National Australia Bank's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Caron and Bletzer PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| National Australia Bank: employer contribution per participant | $3,289 | |
| Peer median | $3,122 |
| National Australia Bank: average balance | $326,123 | |
| Peer median | $111,687 |
| National Australia Bank: admin expenses ÷ assets | 0.04% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $60M at the end of plan year 2021 to $66.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 226 | $66.2M | $668K | $3,289 | 0.04% | Not published | Form 5500 ↗ |
| 2024 | 234 | $61M | $672K | $3,141 | 0.05% | Not published | Form 5500 ↗ |
| 2023 | 237 | $55.3M | $653K | $2,852 | — | Not published | Form 5500 ↗ |
| 2022 | 256 | $47M | $643K | $2,625 | — | Not published | Form 5500 ↗ |
| 2021 | 264 | $60M | $645K | $2,538 | <0.01% | Not published | Form 5500 ↗ |
Other National Australia Bank plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
The Nab Money Purchase Pension Plan and Trust
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Newport Group, Inc. | Schedule C ↗ |
| Independent auditor | Caron & Bletzer, PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
National Australia Bank Limited Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Carson & Bletzer, PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does National Australia Bank match 401(k) contributions?
The match terms for the Nab Group/Usa 401(k) Investment Plan have not been published from its filing yet. The plan year 2025 filing reports $668K in employer contributions, about $3,289 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the National Australia Bank 401(k) match vested?
The vesting schedule for the Nab Group/Usa 401(k) Investment Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the National Australia Bank 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is National Australia Bank Limited.
I left National Australia Bank. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (National Australia Bank Limited, (212) 916-9583) or the recordkeeper, Fidelity Investments Institutional. The National Australia Bank old 401(k) page lists the contacts from every plan filing. Find an old National Australia Bank 401(k)
Data from the public Form 5500 annual reports National Australia Bank filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with National Australia Bank. Not financial advice. Report a correction · Methodology