Neptune Aviation Services 401(k) match, vesting and fees

Plan year 2025 filingNeptune Aviation Savings and Investment Plan · Plan 001 · EIN 81-0483816Updated Oct 2026

What Neptune Aviation Services' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $1M in employer contributions, about $3,812 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$127,527
Average account balance
298
Participants (end of year)
$34.6M
Plan assets (end of year)
0.30%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Insurance Company OSchedule C ↗
Independent auditorBaker Tilly US, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 713 defined-contribution plans in transportation and warehousing with 100 to 499 participants.

Neptune Aviation Services: employer contribution per participant$3,812
Peer median$813
Neptune Aviation Services: average balance$127,527
Peer median$22,335
Neptune Aviation Services: admin expenses ÷ assets0.30%
Peer median0.62%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $23.2M at the end of plan year 2021 to $34.6M at the end of plan year 2025.

$23.2M2021$20.7M2022$24.2M2023$28.7M2024$34.6M2025
End-of-year figures from each plan year's Form 5500 filing for the Neptune Aviation Services plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025298$34.6M$1M$3,8120.30%Not publishedForm 5500 ↗
2024267$28.7M$990K$3,7070.31%Not publishedForm 5500 ↗
2023280$24.2M$909K$3,2680.33%Not publishedForm 5500 ↗
2022254$20.7M$760K$3,0270.34%Not publishedForm 5500 ↗
2021234$23.2M$721K$3,1490.33%Not publishedForm 5500 ↗

Common questions

Does Neptune Aviation Services match 401(k) contributions?

The match terms for the Neptune Aviation Savings and Investment Plan have not been published from its filing yet. The plan year 2025 filing reports $1M in employer contributions, about $3,812 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Neptune Aviation Services 401(k) match vested?

The vesting schedule for the Neptune Aviation Savings and Investment Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Neptune Aviation Services 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company O. The plan administrator is Neptune Aviation Services Inc..

I left Neptune Aviation Services. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Neptune Aviation Services Inc., (406) 542-0606) or the recordkeeper, Empower Annuity Insurance Company O. The Neptune Aviation Services old 401(k) page lists the contacts from every plan filing. Find an old Neptune Aviation Services 401(k)

Data from the public Form 5500 annual reports Neptune Aviation Services filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Neptune Aviation Services. Not financial advice. Report a correction · Methodology