North Star Insurance Advisors 401(k) match, vesting and fees
What North Star Insurance Advisors' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | ADP, Inc. | Schedule C ↗ |
| Independent auditor | Kimberlin Company , PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 36,575 defined-contribution plans in finance and insurance with fewer than 100 participants.
| North Star Insurance Advisors: employer contribution per participant | $1,151 | |
| Peer median | $2,959 |
| North Star Insurance Advisors: average balance | $13,113 | |
| Peer median | $95,949 |
| North Star Insurance Advisors: admin expenses ÷ assets | 1.52% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $329K at the end of plan year 2021 to $1.1M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 102 | $1.1M | $100K | $1,151 | 1.52% | Not published | Form 5500 ↗ |
| 2024 | 198 | $777K | $34K | $181 | 2.06% | Not published | Form 5500 ↗ |
| 2023 | 160 | $640K | $24K | $170 | 1.46% | Not published | 5500-SF ↗ |
| 2022 | 104 | $397K | $26K | $288 | 1.82% | Not published | 5500-SF ↗ |
| 2021 | 112 | $329K | $28K | $308 | 1.65% | Not published | 5500-SF ↗ |
Common questions
Does North Star Insurance Advisors match 401(k) contributions?
The match terms for the North Star Employee Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $100K in employer contributions, about $1,151 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the North Star Insurance Advisors 401(k) match vested?
The vesting schedule for the North Star Employee Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the North Star Insurance Advisors 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is ADP, Inc.. The plan administrator is North Star Insurance Advisors.
I left North Star Insurance Advisors. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (North Star Insurance Advisors, (636) 764-0673) or the recordkeeper, ADP, Inc.. The North Star Insurance Advisors old 401(k) page lists the contacts from every plan filing. Find an old North Star Insurance Advisors 401(k)
Data from the public Form 5500 annual reports North Star Insurance Advisors filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with North Star Insurance Advisors. Not financial advice. Report a correction · Methodology