Oak Harbor Freight Lines 401(k) match, vesting and fees

Plan year 2024 filingOak Harbor Freight Lines, Inc. 401(k) Plan and Trust · Plan 001 · EIN 91-0909217Updated Oct 2026

What Oak Harbor Freight Lines' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $4.8M in employer contributions, about $2,350 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$55,227
Average account balance
2,467
Participants (end of year)
$112M
Plan assets (end of year)
0.22%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperNW Investment Consulting DBA NwpsSchedule C ↗
Independent auditorBaker Tilly US, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 267 defined-contribution plans in transportation and warehousing with 1,000 to 4,999 participants.

Oak Harbor Freight Lines: employer contribution per participant$2,350
Peer median$1,880
Oak Harbor Freight Lines: average balance$55,227
Peer median$51,904
Oak Harbor Freight Lines: admin expenses ÷ assets0.22%
Peer median0.21%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $99M at the end of plan year 2021 to $112M at the end of plan year 2024.

$99M2021$79.5M2022$95.8M2023$112M2024
End-of-year figures from each plan year's Form 5500 filing for the Oak Harbor Freight Lines plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20242,467$112M$4.8M$2,3500.22%Not publishedForm 5500 ↗
20232,223$95.8M$4.1M$2,2380.25%Not publishedForm 5500 ↗
20222,233$79.5M$2.7M$1,5020.20%Not publishedForm 5500 ↗
20212,006$99M$2.3M$1,4270.15%Not publishedForm 5500 ↗

Common questions

Does Oak Harbor Freight Lines match 401(k) contributions?

The match terms for the Oak Harbor Freight Lines, Inc. 401(k) Plan and Trust have not been published from its filing yet. The plan year 2024 filing reports $4.8M in employer contributions, about $2,350 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Oak Harbor Freight Lines 401(k) match vested?

The vesting schedule for the Oak Harbor Freight Lines, Inc. 401(k) Plan and Trust is not in the data published so far. Your Summary Plan Description states it.

Who manages the Oak Harbor Freight Lines 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is NW Investment Consulting DBA Nwps. The plan administrator is Oak Harbor Freight Lines, Inc..

I left Oak Harbor Freight Lines. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Oak Harbor Freight Lines, Inc., (253) 288-8300) or the recordkeeper, NW Investment Consulting DBA Nwps. The Oak Harbor Freight Lines old 401(k) page lists the contacts from every plan filing. Find an old Oak Harbor Freight Lines 401(k)

Data from the public Form 5500 annual reports Oak Harbor Freight Lines filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Oak Harbor Freight Lines. Not financial advice. Report a correction · Methodology