Oclc 401(k) match, vesting and fees
What Oclc's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Co Americ | Schedule C ↗ |
| Independent auditor | Schneider Downs & Company, Inc. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 63 defined-contribution plans in information with 1,000 to 4,999 participants.
| Oclc: employer contribution per participant | $1,204 | |
| Peer median | $2,452 |
| Oclc: average balance | $146,103 | |
| Peer median | $111,657 |
| Oclc: admin expenses ÷ assets | 0.06% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $155M at the end of plan year 2021 to $192M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,345 | $192M | $1.6M | $1,204 | 0.06% | Not published | Form 5500 ↗ |
| 2024 | 1,422 | $174M | $1.9M | $1,366 | 0.06% | Not published | Form 5500 ↗ |
| 2023 | 1,382 | $153M | $1.7M | $1,253 | 0.05% | Not published | Form 5500 ↗ |
| 2022 | 1,333 | $132M | $1.6M | $1,186 | <0.01% | Not published | Form 5500 ↗ |
| 2021 | 1,277 | $155M | $1.6M | $1,259 | <0.01% | Not published | Form 5500 ↗ |
Other Oclc plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Oclc Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Schneider Downs & Company, Inc. (disclaimer opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
Oclc Supplemental Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Schneider Downs & Company, Inc. (disclaimer opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Oclc match 401(k) contributions?
The match terms for the Oclc Matching Thrift Plan have not been published from its filing yet. The plan year 2025 filing reports $1.6M in employer contributions, about $1,204 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Oclc 401(k) match vested?
The vesting schedule for the Oclc Matching Thrift Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Oclc 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Co Americ. The plan administrator is Oclc, Inc..
I left Oclc. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Oclc, Inc., (614) 764-6000) or the recordkeeper, Empower Annuity Insurance Co Americ. The Oclc old 401(k) page lists the contacts from every plan filing. Find an old Oclc 401(k)
Data from the public Form 5500 annual reports Oclc filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Oclc. Not financial advice. Report a correction · Methodology