Oneok 401(k) match, vesting and fees

Plan year 2024 filingOneok, Inc. 401(k) Plan · Plan 002 · EIN 73-1520922Updated Oct 2026

What Oneok's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $68M in employer contributions, about $11,717 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$243,756
Average account balance
5,837
Participants (end of year)
$1.4B
Plan assets (end of year)
$11,717
Employer contribution per participant

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorForvis Mazars, LLP (unmodified opinion)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 53 defined-contribution plans in transportation and warehousing with 5,000 to 9,999 participants.

Oneok: employer contribution per participant$11,717
Peer median$2,217
Oneok: average balance$243,756
Peer median$65,929

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $1.2B at the end of plan year 2023 to $1.4B at the end of plan year 2024.

$1.2B2023$1.4B2024
End-of-year figures from each plan year's Form 5500 filing for the Oneok plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20245,837$1.4B$68M$11,717—Not publishedForm 5500 ↗
20235,429$1.2B$47.2M$8,770—Not publishedForm 5500 ↗

Other Oneok plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Oneok, Inc. Retirement Plan

Plan 001 · EIN 73-1520922 · plan year 2024 filing
$231,118
Average account balance
1,453
Participants (end of year)
$336M
Plan assets (end of year)
0.59%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperWillis Towers Watson US LLCSchedule C ↗
Independent auditorForvis Mazars, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Common questions

Does Oneok match 401(k) contributions?

The match terms for the Oneok, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $68M in employer contributions, about $11,717 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Oneok 401(k) match vested?

The vesting schedule for the Oneok, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Oneok 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Oneok, Inc. Benefit Plan Administration Committee.

I left Oneok. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Oneok, Inc. Benefit Plan Administration Committee, (918) 588-7000) or the recordkeeper, Fidelity Investments Institutional. The Oneok old 401(k) page lists the contacts from every plan filing. Find an old Oneok 401(k)

Data from the public Form 5500 annual reports Oneok filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Oneok. Not financial advice. Report a correction · Methodology