Opportunity Bank of Montana 401(k) match, vesting and fees
What Opportunity Bank of Montana's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Nwps | Schedule C ↗ |
| Independent auditor | Jccs (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Opportunity Bank of Montana: employer contribution per participant | $3,714 | |
| Peer median | $2,868 |
| Opportunity Bank of Montana: average balance | $87,169 | |
| Peer median | $95,281 |
| Opportunity Bank of Montana: admin expenses ÷ assets | 0.10% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $28.9M at the end of plan year 2021 to $40M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 500 | $40M | $1.7M | $3,714 | 0.10% | Not published | Form 5500 ↗ |
| 2023 | 511 | $35.1M | $1.8M | $3,963 | 0.11% | Not published | Form 5500 ↗ |
| 2022 | 516 | $28.9M | $1.9M | $3,940 | 0.12% | Not published | Form 5500 ↗ |
| 2021 | 414 | $28.9M | $1.8M | $4,667 | 0.11% | Not published | Form 5500 ↗ |
Other Opportunity Bank of Montana plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Opportunity Bank of Montana Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Jccs (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Opportunity Bank of Montana match 401(k) contributions?
The match terms for the Opportunity Bank of Montana Profit Sharing Plan & Trust have not been published from its filing yet. The plan year 2024 filing reports $1.7M in employer contributions, about $3,714 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Opportunity Bank of Montana 401(k) match vested?
The vesting schedule for the Opportunity Bank of Montana Profit Sharing Plan & Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Opportunity Bank of Montana 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Nwps. The plan administrator is Opportunity Bank of Montana.
I left Opportunity Bank of Montana. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Opportunity Bank of Montana, (406) 442-3080) or the recordkeeper, Nwps. The Opportunity Bank of Montana old 401(k) page lists the contacts from every plan filing. Find an old Opportunity Bank of Montana 401(k)
Data from the public Form 5500 annual reports Opportunity Bank of Montana filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Opportunity Bank of Montana. Not financial advice. Report a correction · Methodology