Panorama Education 401(k) match, vesting and fees
What Panorama Education's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Human Interest Advisor, LLC | 2023 Schedule C ↗ |
| Independent auditor | Assurance Dimensions (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
The recordkeeper is from the plan year 2023 filing, the latest that names one. The other rows are from the plan year 2024 filing.
How the plan compares
Plan year 2024 medians for 266 defined-contribution plans in information with 500 to 999 participants.
| Panorama Education: employer contribution per participant | $3,216 | |
| Peer median | $2,049 |
| Panorama Education: average balance | $63,691 | |
| Peer median | $79,099 |
| Panorama Education: admin expenses ÷ assets | 0.08% | |
| Peer median | 0.16% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $14.2M at the end of plan year 2021 to $35.9M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 591 | $35.9M | $1.8M | $3,216 | 0.08% | Not published | Form 5500 ↗ |
| 2023 | 588 | $29.2M | $2.2M | $3,983 | 0.05% | Not published | Form 5500 ↗ |
| 2022 | 606 | $21M | $2M | $3,673 | 0.08% | Not published | Form 5500 ↗ |
| 2021 | 368 | $14.2M | $981K | $2,667 | 0.06% | Not published | Form 5500 ↗ |
Common questions
Does Panorama Education match 401(k) contributions?
The match terms for the Panorama Education, Inc. Retirement Trust have not been published from its filing yet. The plan year 2024 filing reports $1.8M in employer contributions, about $3,216 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Panorama Education 401(k) match vested?
The vesting schedule for the Panorama Education, Inc. Retirement Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Panorama Education 401(k)?
The recordkeeper listed on Schedule C of the plan year 2023 filing is Human Interest Advisor, LLC. The plan administrator is Panorama Education, Inc..
I left Panorama Education. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Panorama Education, Inc., (617) 356-8123) or the recordkeeper, Human Interest Advisor, LLC. The Panorama Education old 401(k) page lists the contacts from every plan filing. Find an old Panorama Education 401(k)
Data from the public Form 5500 annual reports Panorama Education filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Panorama Education. Not financial advice. Report a correction · Methodology