Pavo Holding 401(k) match, vesting and fees
What Pavo Holding's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Voya Retirement Insurance and Annui | 2024 Schedule C ↗ |
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
The recordkeeper is from the plan year 2024 filing, the latest that names one. The other rows are from the plan year 2025 filing.
How the plan compares
Plan year 2025 medians for 713 defined-contribution plans in transportation and warehousing with 100 to 499 participants.
| Pavo Holding: employer contribution per participant | $1,000 | |
| Peer median | $813 |
| Pavo Holding: average balance | $6,385 | |
| Peer median | $22,335 |
| Pavo Holding: admin expenses ÷ assets | 2.94% | |
| Peer median | 0.62% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $173K at the end of plan year 2023 to $1.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 199 | $1.2M | $189K | $1,000 | 2.94% | Not published | Form 5500 ↗ |
| 2024 | 203 | $692K | $180K | $972 | 3.92% | Not published | Form 5500 ↗ |
| 2023 | 178 | $173K | $35K | $252 | 0.50% | Not published | 5500-SF ↗ |
Common questions
Does Pavo Holding match 401(k) contributions?
The match terms for the Pavo Holding Corp. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $189K in employer contributions, about $1,000 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Pavo Holding 401(k) match vested?
The vesting schedule for the Pavo Holding Corp. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Pavo Holding 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Voya Retirement Insurance and Annui. The plan administrator is Pavo Holding Corp..
I left Pavo Holding. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Pavo Holding Corp., (868) 439-7400) or the recordkeeper, Voya Retirement Insurance and Annui. The Pavo Holding old 401(k) page lists the contacts from every plan filing. Find an old Pavo Holding 401(k)
Data from the public Form 5500 annual reports Pavo Holding filed with the U.S. Department of Labor (plan years 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Pavo Holding. Not financial advice. Report a correction · Methodology