Pilot Point Bancorp 401(k) match, vesting and fees
What Pilot Point Bancorp's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Nwps | Schedule C ↗ |
| Independent auditor | Payne & Smith, LLC Cpa (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Pilot Point Bancorp: employer contribution per participant | $6,622 | |
| Peer median | $3,122 |
| Pilot Point Bancorp: average balance | $77,507 | |
| Peer median | $111,687 |
| Pilot Point Bancorp: admin expenses ÷ assets | 0.43% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $5.4M at the end of plan year 2021 to $10.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 134 | $10.2M | $868K | $6,622 | 0.43% | Not published | Form 5500 ↗ |
| 2024 | 143 | $8.9M | $808K | $5,900 | 0.49% | Not published | Form 5500 ↗ |
| 2023 | 132 | $7.4M | $1.5M | $12,075 | 0.59% | Not published | Form 5500 ↗ |
| 2022 | 128 | $5.5M | $672K | $5,417 | 0.75% | Not published | Form 5500 ↗ |
| 2021 | 123 | $5.4M | $567K | $4,685 | 0.89% | Not published | Form 5500 ↗ |
Other Pilot Point Bancorp plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Pilot Point Bancorp, Inc. Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Pilot Point Bancorp match 401(k) contributions?
The match terms for the Pilot Point Bancorp, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $868K in employer contributions, about $6,622 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Pilot Point Bancorp 401(k) match vested?
The vesting schedule for the Pilot Point Bancorp, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Pilot Point Bancorp 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Nwps. The plan administrator is Pilot Point Bancorp, Inc..
I left Pilot Point Bancorp. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Pilot Point Bancorp, Inc., (940) 686-7000) or the recordkeeper, Nwps. The Pilot Point Bancorp old 401(k) page lists the contacts from every plan filing. Find an old Pilot Point Bancorp 401(k)
Data from the public Form 5500 annual reports Pilot Point Bancorp filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Pilot Point Bancorp. Not financial advice. Report a correction · Methodology