Pine State Trading 401(k) match, vesting and fees
What Pine State Trading's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Inst Op Co LLC | Schedule C ↗ |
| Independent auditor | Wipfli LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 501 defined-contribution plans in wholesale trade with 500 to 999 participants.
| Pine State Trading: employer contribution per participant | $2,049 | |
| Peer median | $1,855 |
| Pine State Trading: average balance | $76,736 | |
| Peer median | $72,906 |
| Pine State Trading: admin expenses ÷ assets | 0.27% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $41.7M at the end of plan year 2023 to $47.9M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 626 | $47.9M | $1.3M | $2,049 | 0.27% | Not published | Form 5500 ↗ |
| 2023 | 625 | $41.7M | $1.2M | $1,939 | 0.30% | Not published | Form 5500 ↗ |
Common questions
Does Pine State Trading match 401(k) contributions?
The match terms for the Pine State Trading Co. 401(k) Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $1.3M in employer contributions, about $2,049 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Pine State Trading 401(k) match vested?
The vesting schedule for the Pine State Trading Co. 401(k) Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Pine State Trading 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Inst Op Co LLC. The plan administrator is Pine State Trading Co..
I left Pine State Trading. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Pine State Trading Co., (207) 213-2345) or the recordkeeper, Fidelity Investments Inst Op Co LLC. The Pine State Trading old 401(k) page lists the contacts from every plan filing. Find an old Pine State Trading 401(k)
Data from the public Form 5500 annual reports Pine State Trading filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Pine State Trading. Not financial advice. Report a correction · Methodology