R&L Carriers 401(k) match, vesting and fees
What R&L Carriers' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Mellott & Mellott P.L.L. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 44 defined-contribution plans in transportation and warehousing with 10,000 to 49,999 participants.
| R&L Carriers: employer contribution per participant | $1,295 | |
| Peer median | $1,814 |
| R&L Carriers: average balance | $47,040 | |
| Peer median | $68,010 |
| R&L Carriers: admin expenses ÷ assets | 0.12% | |
| Peer median | 0.12% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $394M at the end of plan year 2023 to $472M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 22,449 | $472M | $13M | $1,295 | 0.12% | Not published | Form 5500 ↗ |
| 2023 | 21,438 | $394M | $11.3M | $1,256 | 0.15% | Not published | Form 5500 ↗ |
Common questions
Does R&L Carriers match 401(k) contributions?
The match terms for the R&L Carriers, Inc. 401(k) Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $13M in employer contributions, about $1,295 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the R&L Carriers 401(k) match vested?
The vesting schedule for the R&L Carriers, Inc. 401(k) Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the R&L Carriers 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is R&L Carriers, Inc..
I left R&L Carriers. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (R&L Carriers, Inc., (937) 382-1494) or the recordkeeper, Fidelity Investments Institutional. The R&L Carriers old 401(k) page lists the contacts from every plan filing. Find an old R&L Carriers 401(k)
Data from the public Form 5500 annual reports R&L Carriers filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with R&L Carriers. Not financial advice. Report a correction · Methodology