Rail Europe Americas 401(k) match, vesting and fees

Plan year 2024 filingRail Europe North America Inc. Retirement Savings 401(k) Plan · Plan 002 · EIN 13-3598353Updated Oct 2026

What Rail Europe Americas' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $17K in employer contributions, about $204 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$153,044
Average account balance
85
Participants (end of year)
$13M
Plan assets (end of year)
0.10%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperUsi Consulting Group2023 Schedule C ↗
Plan type and status401(k) · ActiveForm 5500 ↗

The recordkeeper is from the plan year 2023 filing, the latest that names one. The other rows are from the plan year 2024 filing.

Plan history

Plan assets went from $14.6M at the end of plan year 2021 to $13M at the end of plan year 2024.

$14.6M2021$10M2022$11.4M2023$13M2024
End-of-year figures from each plan year's Form 5500 filing for the Rail Europe Americas plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
202485$13M$17K$2040.10%Not published5500-SF ↗
202391$11.4M$17K$1880.09%Not publishedForm 5500 ↗
2022106$10M$16K$1540.08%Not publishedForm 5500 ↗
2021118$14.6M$23K$1980.09%Not publishedForm 5500 ↗

Other Rail Europe Americas plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Group Pension Plan for Employees of Rail Europe North America Inc.

Plan 001 · EIN 13-3598353 · plan year 2024 filing
$74,493
Average account balance
209
Participants (end of year)
$15.6M
Plan assets (end of year)
0.31%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorWithumsmith & Brown PC (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · FrozenForm 5500 ↗

Common questions

Does Rail Europe Americas match 401(k) contributions?

The match terms for the Rail Europe North America Inc. Retirement Savings 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $17K in employer contributions, about $204 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Rail Europe Americas 401(k) match vested?

The vesting schedule for the Rail Europe North America Inc. Retirement Savings 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Rail Europe Americas 401(k)?

The recordkeeper listed on Schedule C of the plan year 2023 filing is Usi Consulting Group. The plan administrator is Rail Europe North America Inc..

I left Rail Europe Americas. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Rail Europe North America Inc., (914) 681-3250) or the recordkeeper, Usi Consulting Group. The Rail Europe Americas old 401(k) page lists the contacts from every plan filing. Find an old Rail Europe Americas 401(k)

Data from the public Form 5500 annual reports Rail Europe Americas filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Rail Europe Americas. Not financial advice. Report a correction · Methodology