Real-Time Innovations 401(k) match, vesting and fees
What Real-Time Innovations' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | Frank, Rimerman & Co, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 612 defined-contribution plans in information with 100 to 499 participants.
| Real-Time Innovations: employer contribution per participant | $4,380 | |
| Peer median | $2,211 |
| Real-Time Innovations: average balance | $306,037 | |
| Peer median | $71,359 |
| Real-Time Innovations: admin expenses ÷ assets | 0.03% | |
| Peer median | 0.25% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $32M at the end of plan year 2021 to $54.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 193 | $54.2M | $775K | $4,380 | 0.03% | Not published | Form 5500 ↗ |
| 2024 | 197 | $46.9M | $751K | $3,996 | <0.01% | Not published | Form 5500 ↗ |
| 2023 | 207 | $38.5M | $790K | $4,029 | <0.01% | Not published | Form 5500 ↗ |
| 2022 | 201 | $29.2M | $740K | $4,042 | <0.01% | Not published | Form 5500 ↗ |
| 2021 | 182 | $32M | $615K | $3,707 | <0.01% | Not published | Form 5500 ↗ |
Common questions
Does Real-Time Innovations match 401(k) contributions?
The match terms for the Real-Time Innovations, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $775K in employer contributions, about $4,380 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Real-Time Innovations 401(k) match vested?
The vesting schedule for the Real-Time Innovations, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Real-Time Innovations 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is The Vanguard Group, Inc.. The plan administrator is Real-Time Innovations, Inc..
I left Real-Time Innovations. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Real-Time Innovations, Inc., (408) 990-7412) or the recordkeeper, The Vanguard Group, Inc.. The Real-Time Innovations old 401(k) page lists the contacts from every plan filing. Find an old Real-Time Innovations 401(k)
Data from the public Form 5500 annual reports Real-Time Innovations filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Real-Time Innovations. Not financial advice. Report a correction · Methodology