Rhode Island Distributing 401(k) match, vesting and fees
What Rhode Island Distributing's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 349 defined-contribution plans in wholesale trade with 1,000 to 4,999 participants.
| Rhode Island Distributing: employer contribution per participant | $1,320 | |
| Peer median | $2,072 |
| Rhode Island Distributing: average balance | $119,467 | |
| Peer median | $78,395 |
| Rhode Island Distributing: admin expenses ÷ assets | 0.18% | |
| Peer median | 0.14% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $119M at the end of plan year 2023 to $130M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,108 | $130M | $1.4M | $1,320 | 0.18% | Not published | Form 5500 ↗ |
| 2023 | 1,149 | $119M | $1.3M | $1,195 | 0.18% | Not published | Form 5500 ↗ |
Common questions
Does Rhode Island Distributing match 401(k) contributions?
The match terms for the Rhode Island Distributing Company Company 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $1.4M in employer contributions, about $1,320 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Rhode Island Distributing 401(k) match vested?
The vesting schedule for the Rhode Island Distributing Company Company 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Rhode Island Distributing 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Rhode Island Distributing Company, LLC.
I left Rhode Island Distributing. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Rhode Island Distributing Company, LLC, (401) 822-6400) or the recordkeeper, Principal Life Insurance Company. The Rhode Island Distributing old 401(k) page lists the contacts from every plan filing. Find an old Rhode Island Distributing 401(k)
Data from the public Form 5500 annual reports Rhode Island Distributing filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Rhode Island Distributing. Not financial advice. Report a correction · Methodology