River City Equipment Rental & Sales 401(k) match, vesting and fees
What River City Equipment Rental & Sales' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Transamerica Retirement Solutions, | Schedule C ↗ |
| Independent auditor | Metz Cpa PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,052 defined-contribution plans in wholesale trade with 100 to 499 participants.
| River City Equipment Rental & Sales: employer contribution per participant | $2,195 | |
| Peer median | $2,091 |
| River City Equipment Rental & Sales: average balance | $21,298 | |
| Peer median | $87,400 |
| River City Equipment Rental & Sales: admin expenses ÷ assets | 1.05% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.6M at the end of plan year 2022 to $10.5M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 573 | $10.5M | $1.1M | $2,195 | 1.05% | Not published | Form 5500 ↗ |
| 2024 | 576 | $7.7M | $1.2M | $2,345 | 1.03% | Not published | Form 5500 ↗ |
| 2023 | 466 | $4.7M | $896K | $2,469 | 1.13% | Not published | Form 5500 ↗ |
| 2022 | 336 | $1.6M | $612K | $2,352 | 1.14% | Not published | Form 5500 ↗ |
Common questions
Does River City Equipment Rental & Sales match 401(k) contributions?
The match terms for the Secure Future Savings and Investing Plan have not been published from its filing yet. The plan year 2025 filing reports $1.1M in employer contributions, about $2,195 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the River City Equipment Rental & Sales 401(k) match vested?
The vesting schedule for the Secure Future Savings and Investing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the River City Equipment Rental & Sales 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Transamerica Retirement Solutions,. The plan administrator is River City Equipment Rental & Sales, Inc..
I left River City Equipment Rental & Sales. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (River City Equipment Rental & Sales, Inc., (615) 223-0555) or the recordkeeper, Transamerica Retirement Solutions,. The River City Equipment Rental & Sales old 401(k) page lists the contacts from every plan filing. Find an old River City Equipment Rental & Sales 401(k)
Data from the public Form 5500 annual reports River City Equipment Rental & Sales filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with River City Equipment Rental & Sales. Not financial advice. Report a correction · Methodology