Ruby Tuesday Operations 401(k) match, vesting and fees

Plan year 2024 filingRuby Tuesday Salary Deferral Plan · Plan 001 · EIN 86-1996189Updated Oct 2026

What Ruby Tuesday Operations' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $304K in employer contributions, about $589 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$45,831
Average account balance
3,826
Participants (end of year)
$23.6M
Plan assets (end of year)
0.74%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperPrincipal Life Insurance CompanySchedule C ↗
Independent auditorLbmc, PC (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 166 defined-contribution plans in accommodation and food services with 500 to 999 participants.

Ruby Tuesday Operations: employer contribution per participant$589
Peer median$803
Ruby Tuesday Operations: average balance$45,831
Peer median$25,426
Ruby Tuesday Operations: admin expenses ÷ assets0.74%
Peer median0.56%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $29.4M at the end of plan year 2021 to $23.6M at the end of plan year 2024.

$29.4M2021$20.8M2022$21.4M2023$23.6M2024
End-of-year figures from each plan year's Form 5500 filing for the Ruby Tuesday Operations plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20243,826$23.6M$304K$5890.74%Not publishedForm 5500 ↗
20234,142$21.4M$279K$5350.61%Not publishedForm 5500 ↗
20224,363$20.8M$301K$5250.46%Not publishedForm 5500 ↗
20215,461$29.4M$101K$1640.73%Not publishedForm 5500 ↗

Other Ruby Tuesday Operations plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Morrison Restaurants, Inc. Retirement Plan

Plan 002 · EIN 86-1996189 · plan year 2024 filing
$22,345
Average account balance
161
Participants (end of year)
$3.6M
Plan assets (end of year)
3.00%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorLbmc, PC (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · FrozenForm 5500 ↗

Common questions

Does Ruby Tuesday Operations match 401(k) contributions?

The match terms for the Ruby Tuesday Salary Deferral Plan have not been published from its filing yet. The plan year 2024 filing reports $304K in employer contributions, about $589 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Ruby Tuesday Operations 401(k) match vested?

The vesting schedule for the Ruby Tuesday Salary Deferral Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Ruby Tuesday Operations 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Ruby Tuesday Operations LLC.

I left Ruby Tuesday Operations. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Ruby Tuesday Operations LLC, (865) 379-5965) or the recordkeeper, Principal Life Insurance Company. The Ruby Tuesday Operations old 401(k) page lists the contacts from every plan filing. Find an old Ruby Tuesday Operations 401(k)

Data from the public Form 5500 annual reports Ruby Tuesday Operations filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ruby Tuesday Operations. Not financial advice. Report a correction · Methodology