Second Harvest Food Bank 401(k) match, vesting and fees

Plan year 2024 filing403(b) Thrift Plan for Employees of Second Harvest Food Bank of Middle Tennessee, Inc. · Plan 001 · EIN 62-1049447Updated Oct 2026

What Second Harvest Food Bank's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $518K in employer contributions, about $2,540 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$51,062
Average account balance
210
Participants (end of year)
$10.4M
Plan assets (end of year)
0.02%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperMutual of America Investment CorpSchedule C ↗
Independent auditorBaker Tilly US, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 2,134 defined-contribution plans in educational services with 100 to 499 participants.

Second Harvest Food Bank: employer contribution per participant$2,540
Peer median$1,684
Second Harvest Food Bank: average balance$51,062
Peer median$62,952
Second Harvest Food Bank: admin expenses ÷ assets0.02%
Peer median0.17%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $8.2M at the end of plan year 2021 to $10.4M at the end of plan year 2024.

$8.2M2021$7.3M2022$8.8M2023$10.4M2024
End-of-year figures from each plan year's Form 5500 filing for the Second Harvest Food Bank plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024210$10.4M$518K$2,5400.02%Not publishedForm 5500 ↗
2023209$8.8M$450K$2,228<0.01%Not publishedForm 5500 ↗
2022210$7.3M$364K$1,8740.01%Not publishedForm 5500 ↗
2021172$8.2M$435K$2,5770.04%Not publishedForm 5500 ↗

Common questions

Does Second Harvest Food Bank match 401(k) contributions?

The match terms for the 403(b) Thrift Plan for Employees of Second Harvest Food Bank of Middle Tennessee, Inc. have not been published from its filing yet. The plan year 2024 filing reports $518K in employer contributions, about $2,540 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Second Harvest Food Bank 401(k) match vested?

The vesting schedule for the 403(b) Thrift Plan for Employees of Second Harvest Food Bank of Middle Tennessee, Inc. is not in the data published so far. Your Summary Plan Description states it.

Who manages the Second Harvest Food Bank 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Mutual of America Investment Corp. The plan administrator is Second Harvest Food Bank.

I left Second Harvest Food Bank. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Second Harvest Food Bank, (615) 329-3491) or the recordkeeper, Mutual of America Investment Corp. The Second Harvest Food Bank old 401(k) page lists the contacts from every plan filing. Find an old Second Harvest Food Bank 401(k)

Data from the public Form 5500 annual reports Second Harvest Food Bank filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Second Harvest Food Bank. Not financial advice. Report a correction · Methodology