Zearn 401(k) match, vesting and fees
What Zearn's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Usi Consulting Group | Schedule C ↗ |
| Independent auditor | Mengel Metzger Barr & Co. LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 2,134 defined-contribution plans in educational services with 100 to 499 participants.
| Zearn: employer contribution per participant | $3,866 | |
| Peer median | $1,684 |
| Zearn: average balance | $74,043 | |
| Peer median | $62,952 |
| Zearn: admin expenses ÷ assets | 0.09% | |
| Peer median | 0.17% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $5.4M at the end of plan year 2021 to $14.4M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 226 | $14.4M | $754K | $3,866 | 0.09% | Not published | Form 5500 ↗ |
| 2023 | 228 | $10.5M | $693K | $3,707 | 0.15% | Not published | Form 5500 ↗ |
| 2022 | 186 | $6.5M | $496K | $3,329 | 0.02% | Not published | Form 5500 ↗ |
| 2021 | 125 | $5.4M | $313K | $3,129 | 0.10% | Not published | 5500-SF ↗ |
Common questions
Does Zearn match 401(k) contributions?
The match terms for the Zearn 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $754K in employer contributions, about $3,866 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Zearn 401(k) match vested?
The vesting schedule for the Zearn 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Zearn 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Usi Consulting Group. The plan administrator is Zearn.
I left Zearn. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Zearn, (212) 967-6070) or the recordkeeper, Usi Consulting Group. The Zearn old 401(k) page lists the contacts from every plan filing. Find an old Zearn 401(k)
Data from the public Form 5500 annual reports Zearn filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Zearn. Not financial advice. Report a correction · Methodology