Shamrock Cartage 401(k) match, vesting and fees
What Shamrock Cartage's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Pcs Retirement LLC | Schedule C ↗ |
| Independent auditor | Eifel Rambo Advisory Group (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 713 defined-contribution plans in transportation and warehousing with 100 to 499 participants.
| Shamrock Cartage: employer contribution per participant | $287 | |
| Peer median | $813 |
| Shamrock Cartage: average balance | $6,610 | |
| Peer median | $22,335 |
| Shamrock Cartage: admin expenses ÷ assets | 3.13% | |
| Peer median | 0.62% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $904K at the end of plan year 2021 to $2.1M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 352 | $2.1M | $89K | $287 | 3.13% | Not published | Form 5500 ↗ |
| 2024 | 323 | $1.5M | $84K | $304 | 2.07% | Not published | Form 5500 ↗ |
| 2023 | 355 | $1M | $58K | $273 | 4.48% | Not published | Form 5500 ↗ |
| 2022 | 1,154 | $782K | $31K | $210 | 3.06% | Not published | Form 5500 ↗ |
| 2021 | 245 | $904K | $36K | $175 | 0.41% | Not published | Form 5500 ↗ |
Common questions
Does Shamrock Cartage match 401(k) contributions?
The match terms for the Shamrock Cartage Inc 401k have not been published from its filing yet. The plan year 2025 filing reports $89K in employer contributions, about $287 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Shamrock Cartage 401(k) match vested?
The vesting schedule for the Shamrock Cartage Inc 401k is not in the data published so far. Your Summary Plan Description states it.
Who manages the Shamrock Cartage 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Pcs Retirement LLC. The plan administrator is Shamrock Cartage Inc.
I left Shamrock Cartage. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Shamrock Cartage Inc, (779) 205-3668) or the recordkeeper, Pcs Retirement LLC. The Shamrock Cartage old 401(k) page lists the contacts from every plan filing. Find an old Shamrock Cartage 401(k)
Data from the public Form 5500 annual reports Shamrock Cartage filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Shamrock Cartage. Not financial advice. Report a correction · Methodology