Ship8 401(k) match, vesting and fees
What Ship8's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Ascensus LLC | Schedule C ↗ |
| Independent auditor | Comyns Smith Mccleary & Deaver, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 14,788 defined-contribution plans in transportation and warehousing with fewer than 100 participants.
| Ship8: employer contribution per participant | $1,098 | |
| Peer median | $1,356 |
| Ship8: average balance | $24,379 | |
| Peer median | $26,216 |
| Ship8: admin expenses ÷ assets | 0.90% | |
| Peer median | 0.60% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.8M at the end of plan year 2023 to $2.4M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 195 | $2.4M | $109K | $1,098 | 0.90% | Not published | Form 5500 ↗ |
| 2024 | 275 | $2.3M | $167K | $1,350 | 0.83% | Not published | Form 5500 ↗ |
| 2023 | 304 | $1.8M | $127K | $1,017 | 0.58% | Not published | Form 5500 ↗ |
Common questions
Does Ship8 match 401(k) contributions?
The match terms for the Ship8 Inc 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $109K in employer contributions, about $1,098 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Ship8 401(k) match vested?
The vesting schedule for the Ship8 Inc 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Ship8 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Ascensus LLC. The plan administrator is Ship8 Inc..
I left Ship8. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Ship8 Inc., (510) 490-9788) or the recordkeeper, Ascensus LLC. The Ship8 old 401(k) page lists the contacts from every plan filing. Find an old Ship8 401(k)
Data from the public Form 5500 annual reports Ship8 filed with the U.S. Department of Labor (plan years 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ship8. Not financial advice. Report a correction · Methodology