Smart Warehousing 401(k) match, vesting and fees
What Smart Warehousing's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Workplace Services LLC | Schedule C ↗ |
| Independent auditor | Rsm US LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 713 defined-contribution plans in transportation and warehousing with 100 to 499 participants.
| Smart Warehousing: employer contribution per participant | $1,980 | |
| Peer median | $813 |
| Smart Warehousing: average balance | $45,788 | |
| Peer median | $22,335 |
| Smart Warehousing: admin expenses ÷ assets | 0.59% | |
| Peer median | 0.62% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $7M at the end of plan year 2021 to $15M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 608 | $15M | $649K | $1,980 | 0.59% | Not published | Form 5500 ↗ |
| 2024 | 597 | $12M | $618K | $1,967 | 0.52% | Not published | Form 5500 ↗ |
| 2023 | 544 | $9.4M | $690K | $1,977 | 0.36% | Not published | Form 5500 ↗ |
| 2022 | 565 | $7M | $639K | $2,157 | 0.33% | Not published | Form 5500 ↗ |
| 2021 | 467 | $7M | $439K | $1,688 | 0.16% | Not published | Form 5500 ↗ |
Common questions
Does Smart Warehousing match 401(k) contributions?
The match terms for the Smart Warehousing, LLC 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $649K in employer contributions, about $1,980 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Smart Warehousing 401(k) match vested?
The vesting schedule for the Smart Warehousing, LLC 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Smart Warehousing 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Workplace Services LLC. The plan administrator is Fidelity Workplace Services LLC.
I left Smart Warehousing. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Fidelity Workplace Services LLC, (859) 386-4199) or the recordkeeper, Fidelity Workplace Services LLC. The Smart Warehousing old 401(k) page lists the contacts from every plan filing. Find an old Smart Warehousing 401(k)
Data from the public Form 5500 annual reports Smart Warehousing filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Smart Warehousing. Not financial advice. Report a correction · Methodology