Soo Line Railroad 401(k) match, vesting and fees

Plan year 2024 filingCp 401(k) Savings Plan · Plan 002 · EIN 41-6009079Updated Oct 2026

What Soo Line Railroad's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $2.9M in employer contributions, about $818 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$85,316
Average account balance
3,784
Participants (end of year)
$299M
Plan assets (end of year)
0.15%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperPrincipal Life Insurance CompanySchedule C ↗
Independent auditorArmanino LLP (unmodified opinion)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 267 defined-contribution plans in transportation and warehousing with 1,000 to 4,999 participants.

Soo Line Railroad: employer contribution per participant$818
Peer median$1,880
Soo Line Railroad: average balance$85,316
Peer median$51,904
Soo Line Railroad: admin expenses ÷ assets0.15%
Peer median0.21%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $240M at the end of plan year 2023 to $299M at the end of plan year 2024.

$240M2023$299M2024
End-of-year figures from each plan year's Form 5500 filing for the Soo Line Railroad plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20243,784$299M$2.9M$8180.15%Not publishedForm 5500 ↗
20233,789$240M$2.7M$7590.16%Not publishedForm 5500 ↗

Other Soo Line Railroad plans (2)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Canadian Pacific Pension Plan for U.S. Management Employees

Plan 001 · EIN 41-6009079 · plan year 2024 filing
$88,220
Average account balance
1,374
Participants (end of year)
$121M
Plan assets (end of year)
0.41%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorArmanino LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Canadian Pacific U.S. Salaried Retirement Income Plan

Plan 007 · EIN 41-6009079 · plan year 2024 filing · terminated
—
Average account balance
0
Participants (end of year)
$0
Plan assets (end of year)
0.49%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperPrincipal Life Insurance CompanySchedule C ↗
Independent auditorArmanino LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusProfit-sharing · Terminated (final filing)Form 5500 ↗

Common questions

Does Soo Line Railroad match 401(k) contributions?

The match terms for the Cp 401(k) Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $2.9M in employer contributions, about $818 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Soo Line Railroad 401(k) match vested?

The vesting schedule for the Cp 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Soo Line Railroad 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Soo Line Railroad Company.

I left Soo Line Railroad. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Soo Line Railroad Company, (888) 511-7557) or the recordkeeper, Principal Life Insurance Company. The Soo Line Railroad old 401(k) page lists the contacts from every plan filing. Find an old Soo Line Railroad 401(k)

Data from the public Form 5500 annual reports Soo Line Railroad filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Soo Line Railroad. Not financial advice. Report a correction · Methodology