Square One Concepts 401(k) match, vesting and fees
What Square One Concepts' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock Life Insurance Company | Schedule C ↗ |
| Independent auditor | Kimberlin Company, PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 38 defined-contribution plans in accommodation and food services with 500 to 999 participants.
| Square One Concepts: employer contribution per participant | $245 | |
| Peer median | $718 |
| Square One Concepts: average balance | $4,285 | |
| Peer median | $28,939 |
| Square One Concepts: admin expenses ÷ assets | 2.93% | |
| Peer median | 0.63% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $867K at the end of plan year 2023 to $3M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 807 | $3M | $171K | $245 | 2.93% | Not published | Form 5500 ↗ |
| 2024 | 714 | $1.8M | $129K | $239 | 2.73% | Not published | Form 5500 ↗ |
| 2023 | 539 | $867K | $106K | $266 | 0.97% | Not published | Form 5500 ↗ |
Common questions
Does Square One Concepts match 401(k) contributions?
The match terms for the Square One Concepts, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $171K in employer contributions, about $245 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Square One Concepts 401(k) match vested?
The vesting schedule for the Square One Concepts, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Square One Concepts 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is John Hancock Life Insurance Company. The plan administrator is Square One Concepts, Inc..
I left Square One Concepts. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Square One Concepts, Inc., (480) 941-0101) or the recordkeeper, John Hancock Life Insurance Company. The Square One Concepts old 401(k) page lists the contacts from every plan filing. Find an old Square One Concepts 401(k)
Data from the public Form 5500 annual reports Square One Concepts filed with the U.S. Department of Labor (plan years 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Square One Concepts. Not financial advice. Report a correction · Methodology