Stonebridge Hospitality Associates 401(k) match, vesting and fees
What Stonebridge Hospitality Associates' 401(k) plan says about matching contributions
Discretionary Employer Additional Matching Contributions – The Employer may make an additional matching contribution each year to eligible participants. Such contribution is allocated based on a discretionary percentage of a participant's elective deferrals. During 2024, the Employer did not make a discretionary additional matching contribution. Annual additions are defined as participant pretax and Roth deferral contributions and Employer safe harbor and discretionary additional matching contributions. Employer Safe Harbor Matching Contributions - The Employer makes a safe harbor matching contribution to eligible participants each payroll period equal to 100% of a participant's salary deferral contributions that do not exceed 3% of their compensation, plus 50% of a participant's salary deferral contributions in excess of 3% but not in excess of 5% of the participant's compensation.
Quoted directly from the filing. Plan terms may have changed; check your current Summary Plan Description.
Plan features
Indented passages are quoted word for word from the audit report; plan terms may have changed since, so check your current Summary Plan Description.
| Employer match | Quoted from the filing above | 2024 audit report, p. 25 ↗ |
| Roth contributions | Pre-Tax and Roth Deferral Contributions – Participants may contribute up to 75% of their pretax compensation, as defined in the Plan document, subject to limitations. Participant's may also contribute a percentage of their after-tax compensation as a Roth deferral contribution, subject to limitations. A participant’s pre-tax and Roth deferral contributions cannot exceed $23,000 ($30,500 if 50 or older) in calendar year 2024. | 2024 audit report, p. 25 ↗ |
| Loans | Participants may borrow from their fund accounts a minimum of $1,000 up to a maximum equal to the lesser of $50,000 or 50% of their vested account balances. The loans are secured by the balance in the participants’ vested accounts and bear a rate of interest commensurate with local prevailing rates at the date the loan is granted as determined by the Plan administrator. Loan terms range from 1 to 5 years (a longer term is available, up to 10 years, if used for the purchase of a principal residence). | 2024 audit report, p. 26 ↗ |
| Recordkeeper | Fidelity Investments Institutional | 2025 Schedule C ↗ |
| Independent auditor | Brock and Company Cpas P.C. (unmodified opinion, limited scope) | 2025 Schedule H ↗ |
| Plan type and status | 401(k) · Active | 2025 Form 5500 ↗ |
| Late participant contributions | Reported on the filing | 2025 Schedule H ↗ |
Match, vesting and other plan features are from the plan year 2024 filing's audit report (the latest one extracted so far). Rows cited to the Form 5500 and its schedules are from the plan year 2025 filing.
How the plan compares
Plan year 2025 medians for 39 defined-contribution plans in accommodation and food services with 1,000 to 4,999 participants.
| Stonebridge Hospitality Associates: employer contribution per participant | $1,879 | |
| Peer median | $974 |
| Stonebridge Hospitality Associates: average balance | $30,080 | |
| Peer median | $36,444 |
| Stonebridge Hospitality Associates: admin expenses ÷ assets | 0.35% | |
| Peer median | 0.25% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $14.8M at the end of plan year 2021 to $35.7M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 6,175 | $35.7M | $2.2M | $1,879 | 0.35% | Not published | Form 5500 ↗ |
| 2024 | 5,265 | $22.5M | $1.5M | $1,850 | 0.40% | Quoted in the audit report, p. 25 ↗ | Form 5500 ↗ |
| 2023 | 3,096 | $18.1M | $1.2M | $1,672 | 0.41% | Not published | Form 5500 ↗ |
| 2022 | 1,900 | $14.2M | $927K | $1,443 | 0.50% | Not published | Form 5500 ↗ |
| 2021 | 1,569 | $14.8M | $145K | $262 | 0.71% | Not published | Form 5500 ↗ |
Common questions
Does Stonebridge Hospitality Associates match 401(k) contributions?
The audit report attached to the Stonebridge Hospitality Associates, LLC 401(k) Plan's plan year 2024 Form 5500, page 25 says: “Discretionary Employer Additional Matching Contributions – The Employer may make an additional matching contribution each year to eligible participants. Such contribution is allocated based on a discretionary percentage of a participant's elective deferrals. During 2024, the Employer did not make a discretionary additional matching contribution. Annual additions are defined as participant pretax and Roth deferral contributions and Employer safe harbor and discretionary additional matching contributions. Employer Safe Harbor Matching Contributions - The Employer makes a safe harbor matching contribution to eligible participants each payroll period equal to 100% of a participant's salary deferral contributions that do not exceed 3% of their compensation, plus 50% of a participant's salary deferral contributions in excess of 3% but not in excess of 5% of the participant's compensation.” Plan terms may have changed; check your current Summary Plan Description.
When is the Stonebridge Hospitality Associates 401(k) match vested?
The vesting schedule for the Stonebridge Hospitality Associates, LLC 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Stonebridge Hospitality Associates 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Stonebridge Hospitality Associates, LLC.
I left Stonebridge Hospitality Associates. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Stonebridge Hospitality Associates, LLC, (303) 785-3100) or the recordkeeper, Fidelity Investments Institutional. The Stonebridge Hospitality Associates old 401(k) page lists the contacts from every plan filing. Find an old Stonebridge Hospitality Associates 401(k)
Data from the public Form 5500 annual reports Stonebridge Hospitality Associates filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Stonebridge Hospitality Associates. Not financial advice. Report a correction · Methodology