Subaru of America 401(k) match, vesting and fees
What Subaru of America's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Inst. Oper. Co | Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 79 defined-contribution plans in wholesale trade with 1,000 to 4,999 participants.
| Subaru of America: employer contribution per participant | $6,814 | |
| Peer median | $2,178 |
| Subaru of America: average balance | $300,919 | |
| Peer median | $89,313 |
| Subaru of America: admin expenses ÷ assets | 0.03% | |
| Peer median | 0.14% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $470M at the end of plan year 2021 to $590M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,962 | $590M | $13.4M | $6,814 | 0.03% | Not published | Form 5500 ↗ |
| 2024 | 2,020 | $526M | $14.9M | $7,604 | <0.01% | Not published | Form 5500 ↗ |
| 2023 | 1,940 | $451M | $13.8M | $7,332 | — | Not published | Form 5500 ↗ |
| 2022 | 1,810 | $377M | $9.6M | $5,364 | — | Not published | Form 5500 ↗ |
| 2021 | 1,728 | $470M | $14.1M | $8,207 | — | Not published | Form 5500 ↗ |
Other Subaru of America plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Pension Plan of Subaru of America, Inc.
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Inst. Oper. Co | Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
ERISA Restricted Benefit Plan II of Subaru of America, Inc.
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Retirement · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Subaru of America match 401(k) contributions?
The match terms for the Retirement and Savings Plan of Subaru of America, Inc. have not been published from its filing yet. The plan year 2025 filing reports $13.4M in employer contributions, about $6,814 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Subaru of America 401(k) match vested?
The vesting schedule for the Retirement and Savings Plan of Subaru of America, Inc. is not in the data published so far. Your Summary Plan Description states it.
Who manages the Subaru of America 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Inst. Oper. Co. The plan administrator is Subaru of America, Inc..
I left Subaru of America. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Subaru of America, Inc., (856) 488-8500) or the recordkeeper, Fidelity Investments Inst. Oper. Co. The Subaru of America old 401(k) page lists the contacts from every plan filing. Find an old Subaru of America 401(k)
Data from the public Form 5500 annual reports Subaru of America filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Subaru of America. Not financial advice. Report a correction · Methodology