Synergy HR 401(k) match, vesting and fees
What Synergy HR's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Transamerica Financial Life Ins Co | Schedule C ↗ |
| Independent auditor | Smith & Howard, PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 7,678 defined-contribution plans in health care and social assistance with 100 to 499 participants.
| Synergy HR: employer contribution per participant | $156 | |
| Peer median | $1,468 |
| Synergy HR: average balance | $11,033 | |
| Peer median | $37,786 |
| Synergy HR: admin expenses ÷ assets | 1.77% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.3M at the end of plan year 2022 to $2.3M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 701 | $2.3M | $32K | $156 | 1.77% | Not published | Form 5500 ↗ |
| 2023 | 661 | $1.9M | $5,097 | $29 | 1.91% | Not published | Form 5500 ↗ |
| 2022 | 681 | $1.3M | $451 | $3 | 2.23% | Not published | Form 5500 ↗ |
Other Synergy HR plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Synergy HR LLC 401(k) Profit Sharing Plan and Trust
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Smith+howard Advisory, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Terminated (final filing) | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
Common questions
Does Synergy HR match 401(k) contributions?
The match terms for the Zynergia HR 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $32K in employer contributions, about $156 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Synergy HR 401(k) match vested?
The vesting schedule for the Zynergia HR 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Synergy HR 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Transamerica Financial Life Ins Co. The plan administrator is Synergy HR LLC.
I left Synergy HR. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Synergy HR LLC, (219) 267-1294) or the recordkeeper, Transamerica Financial Life Ins Co. The Synergy HR old 401(k) page lists the contacts from every plan filing. Find an old Synergy HR 401(k)
Data from the public Form 5500 annual reports Synergy HR filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Synergy HR. Not financial advice. Report a correction · Methodology