Synergy55 401(k) match, vesting and fees
What Synergy55's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 140 defined-contribution plans in wholesale trade with 500 to 999 participants.
| Synergy55: employer contribution per participant | $8,752 | |
| Peer median | $1,852 |
| Synergy55: average balance | $264,116 | |
| Peer median | $80,543 |
| Synergy55: admin expenses ÷ assets | 0.03% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $174M at the end of plan year 2021 to $247M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 965 | $247M | $8.2M | $8,752 | 0.03% | Not published | Form 5500 ↗ |
| 2024 | 944 | $213M | $11.1M | $11,913 | 0.04% | Not published | Form 5500 ↗ |
| 2023 | 931 | $190M | $11.1M | $12,100 | 0.05% | Not published | Form 5500 ↗ |
| 2022 | 853 | $149M | $9.2M | $11,071 | 0.07% | Not published | Form 5500 ↗ |
| 2021 | 790 | $174M | $4.9M | $6,423 | 0.04% | Not published | Form 5500 ↗ |
Common questions
Does Synergy55 match 401(k) contributions?
The match terms for the Synergy55 LLC Profit Sharing and Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $8.2M in employer contributions, about $8,752 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Synergy55 401(k) match vested?
The vesting schedule for the Synergy55 LLC Profit Sharing and Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Synergy55 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Synergy55 LLC.
I left Synergy55. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Synergy55 LLC, (847) 437-0200) or the recordkeeper, Fidelity Investments Institutional. The Synergy55 old 401(k) page lists the contacts from every plan filing. Find an old Synergy55 401(k)
Data from the public Form 5500 annual reports Synergy55 filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Synergy55. Not financial advice. Report a correction · Methodology