Tennessee Farmers Cooperative 401(k) match, vesting and fees
What Tennessee Farmers Cooperative's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Caron & Bletzer, PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 79 defined-contribution plans in wholesale trade with 1,000 to 4,999 participants.
| Tennessee Farmers Cooperative: employer contribution per participant | $3,198 | |
| Peer median | $2,178 |
| Tennessee Farmers Cooperative: average balance | $139,762 | |
| Peer median | $89,313 |
| Tennessee Farmers Cooperative: admin expenses ÷ assets | 0.09% | |
| Peer median | 0.14% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $406M at the end of plan year 2024 to $454M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 4,041 | $454M | $10.4M | $3,198 | 0.09% | Not published | Form 5500 ↗ |
| 2024 | 4,022 | $406M | $11.2M | $3,356 | 0.09% | Not published | Form 5500 ↗ |
Common questions
Does Tennessee Farmers Cooperative match 401(k) contributions?
The match terms for the Co-Op Pension Plan have not been published from its filing yet. The plan year 2025 filing reports $10.4M in employer contributions, about $3,198 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Tennessee Farmers Cooperative 401(k) match vested?
The vesting schedule for the Co-Op Pension Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Tennessee Farmers Cooperative 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Tennessee Farmers Cooperative.
I left Tennessee Farmers Cooperative. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Tennessee Farmers Cooperative, (615) 793-8011) or the recordkeeper, Fidelity Investments Institutional. The Tennessee Farmers Cooperative old 401(k) page lists the contacts from every plan filing. Find an old Tennessee Farmers Cooperative 401(k)
Data from the public Form 5500 annual reports Tennessee Farmers Cooperative filed with the U.S. Department of Labor (plan years 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Tennessee Farmers Cooperative. Not financial advice. Report a correction · Methodology