Tompkins Financial 401(k) match, vesting and fees
What Tompkins Financial's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Mengel, Metzger, Barr & Co. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 673 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Tompkins Financial: employer contribution per participant | $5,618 | |
| Peer median | $2,966 |
| Tompkins Financial: average balance | $169,384 | |
| Peer median | $104,792 |
| Tompkins Financial: admin expenses ÷ assets | 0.10% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $219M at the end of plan year 2021 to $221M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,319 | $221M | $7.3M | $5,618 | 0.10% | Not published | Form 5500 ↗ |
| 2023 | 1,337 | $207M | $7.5M | $5,638 | 0.09% | Not published | Form 5500 ↗ |
| 2022 | 1,374 | $187M | $7.3M | $5,457 | 0.08% | Not published | Form 5500 ↗ |
| 2021 | 1,466 | $219M | $7.3M | $5,153 | 0.13% | Not published | Form 5500 ↗ |
Other Tompkins Financial plans (3)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Tompkins Financial Corporation Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Mengel, Metzger, Barr & Co. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Tompkins Financial Corporation 2015 Defined Contribution Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Prudential Retirement Insurance and | Schedule C ↗ |
| Independent auditor | Mengel Metzger Barr and Co. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Terminated (final filing) | Form 5500 ↗ |
Tompkins Financial Corporation Defined Contribution Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Prudential Retirement Insurance and | Schedule C ↗ |
| Independent auditor | Mengel, Metzger, Barr & Co. LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Tompkins Financial match 401(k) contributions?
The match terms for the Tompkins Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $7.3M in employer contributions, about $5,618 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Tompkins Financial 401(k) match vested?
The vesting schedule for the Tompkins Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Tompkins Financial 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Tompkins Financial Corporation.
I left Tompkins Financial. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Tompkins Financial Corporation, (607) 273-3210) or the recordkeeper, Principal Life Insurance Company. The Tompkins Financial old 401(k) page lists the contacts from every plan filing. Find an old Tompkins Financial 401(k)
Data from the public Form 5500 annual reports Tompkins Financial filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Tompkins Financial. Not financial advice. Report a correction · Methodology