Tops Markets 401(k) match, vesting and fees
What Tops Markets' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Kp Lynch Cpa PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2022 medians for 458 defined-contribution plans in retail trade with 1,000 to 4,999 participants.
| Tops Markets: employer contribution per participant | $1,909 | |
| Peer median | $1,008 |
| Tops Markets: average balance | $121,962 | |
| Peer median | $32,831 |
| Tops Markets: admin expenses ÷ assets | 0.04% | |
| Peer median | 0.26% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $230M at the end of plan year 2021 to $183M at the end of plan year 2022.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2022 | 2,230 | $183M | $2.9M | $1,909 | 0.04% | Not published | Form 5500 ↗ |
| 2021 | 2,341 | $230M | $3.4M | $2,373 | 0.04% | Not published | Form 5500 ↗ |
Other Tops Markets plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Tops Markets, LLC 401(k) Savings Plan for Union Associates
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Kp Lynch Cpa PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Common questions
Does Tops Markets match 401(k) contributions?
The match terms for the Tops Markets, LLC 401(k) Retirement Savings Plan have not been published from its filing yet. The plan year 2022 filing reports $2.9M in employer contributions, about $1,909 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Tops Markets 401(k) match vested?
The vesting schedule for the Tops Markets, LLC 401(k) Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Tops Markets 401(k)?
The recordkeeper listed on Schedule C of the plan year 2022 filing is Fidelity Investments Institutional. The plan administrator is Northeast Grocery, Inc..
I left Tops Markets. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Northeast Grocery, Inc., (716) 635-5000) or the recordkeeper, Fidelity Investments Institutional. The Tops Markets old 401(k) page lists the contacts from every plan filing. Find an old Tops Markets 401(k)
Data from the public Form 5500 annual reports Tops Markets filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Tops Markets. Not financial advice. Report a correction · Methodology