Tracey Road Equipment 401(k) match, vesting and fees
What Tracey Road Equipment's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Bonadio & Co. LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,052 defined-contribution plans in wholesale trade with 100 to 499 participants.
| Tracey Road Equipment: employer contribution per participant | $2,018 | |
| Peer median | $2,091 |
| Tracey Road Equipment: average balance | $64,941 | |
| Peer median | $87,400 |
| Tracey Road Equipment: admin expenses ÷ assets | 0.61% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $14M at the end of plan year 2022 to $23.1M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 383 | $23.1M | $717K | $2,018 | 0.61% | Not published | Form 5500 ↗ |
| 2024 | 315 | $18.5M | $572K | $2,006 | 0.63% | Not published | Form 5500 ↗ |
| 2023 | 292 | $16.1M | $424K | $2,050 | 0.70% | Not published | Form 5500 ↗ |
| 2022 | 289 | $14M | $749K | $4,072 | 0.71% | Not published | Form 5500 ↗ |
Common questions
Does Tracey Road Equipment match 401(k) contributions?
The match terms for the Tracey Road Equipment, Inc. Employees 401(k) and Psp have not been published from its filing yet. The plan year 2025 filing reports $717K in employer contributions, about $2,018 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Tracey Road Equipment 401(k) match vested?
The vesting schedule for the Tracey Road Equipment, Inc. Employees 401(k) and Psp is not in the data published so far. Your Summary Plan Description states it.
Who manages the Tracey Road Equipment 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Tracey Road Equipment, Inc..
I left Tracey Road Equipment. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Tracey Road Equipment, Inc., (315) 437-1471) or the recordkeeper, Principal Life Insurance Company. The Tracey Road Equipment old 401(k) page lists the contacts from every plan filing. Find an old Tracey Road Equipment 401(k)
Data from the public Form 5500 annual reports Tracey Road Equipment filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Tracey Road Equipment. Not financial advice. Report a correction · Methodology