United Railroad Materials 401(k) match, vesting and fees
What United Railroad Materials' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Co | Schedule C ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 17,577 defined-contribution plans in transportation and warehousing with fewer than 100 participants.
| United Railroad Materials: employer contribution per participant | $1,737 | |
| Peer median | $1,490 |
| United Railroad Materials: average balance | $309,644 | |
| Peer median | $29,383 |
| United Railroad Materials: admin expenses ÷ assets | 0.97% | |
| Peer median | 0.51% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.8M at the end of plan year 2021 to $2.2M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 8 | $2.2M | $12K | $1,737 | 0.97% | Not published | Form 5500 ↗ |
| 2023 | 12 | $1.9M | $37K | $4,149 | 1.12% | Not published | Form 5500 ↗ |
| 2022 | 9 | $1.6M | $25K | $2,767 | — | Not published | Form 5500 ↗ |
| 2021 | 16 | $1.8M | $25K | $2,544 | 1.01% | Not published | Form 5500 ↗ |
Common questions
Does United Railroad Materials match 401(k) contributions?
The match terms for the United Railroad Materials Company, Inc. 401(k) and Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $12K in employer contributions, about $1,737 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the United Railroad Materials 401(k) match vested?
The vesting schedule for the United Railroad Materials Company, Inc. 401(k) and Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the United Railroad Materials 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Co. The plan administrator is United Railroad Materials Company, Inc..
I left United Railroad Materials. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (United Railroad Materials Company, Inc., (719) 576-7400) or the recordkeeper, Principal Life Insurance Co. The United Railroad Materials old 401(k) page lists the contacts from every plan filing. Find an old United Railroad Materials 401(k)
Data from the public Form 5500 annual reports United Railroad Materials filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with United Railroad Materials. Not financial advice. Report a correction · Methodology