Universal Leaf Tobacco 401(k) match, vesting and fees
What Universal Leaf Tobacco's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Cherry Bekaert LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 348 defined-contribution plans in wholesale trade with 1,000 to 4,999 participants.
| Universal Leaf Tobacco: employer contribution per participant | $1,070 | |
| Peer median | $2,066 |
| Universal Leaf Tobacco: average balance | $33,810 | |
| Peer median | $77,876 |
| Universal Leaf Tobacco: admin expenses ÷ assets | 0.06% | |
| Peer median | 0.14% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $90.7M at the end of plan year 2021 to $121M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 3,881 | $121M | $3.8M | $1,070 | 0.06% | Not published | Form 5500 ↗ |
| 2023 | 3,917 | $109M | $3.6M | $1,011 | 0.04% | Not published | Form 5500 ↗ |
| 2022 | 3,272 | $77.9M | $1.9M | $785 | 0.03% | Not published | Form 5500 ↗ |
| 2021 | 2,006 | $90.7M | $1.4M | $757 | 0.03% | Not published | Form 5500 ↗ |
Other Universal Leaf Tobacco plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Employees' Retirement Plan of Universal Leaf Tobacco Co. & Designated Affiliated Cos
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Cherry Bekaert (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Universal Leaf Tobacco match 401(k) contributions?
The match terms for the Universal Leaf Tobacco Company, Inc. 401(k) Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $3.8M in employer contributions, about $1,070 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Universal Leaf Tobacco 401(k) match vested?
The vesting schedule for the Universal Leaf Tobacco Company, Inc. 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Universal Leaf Tobacco 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Universal Leaf Tobacco Company, Inc..
I left Universal Leaf Tobacco. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Universal Leaf Tobacco Company, Inc., (804) 254-3725) or the recordkeeper, Principal Life Insurance Company. The Universal Leaf Tobacco old 401(k) page lists the contacts from every plan filing. Find an old Universal Leaf Tobacco 401(k)
Data from the public Form 5500 annual reports Universal Leaf Tobacco filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Universal Leaf Tobacco. Not financial advice. Report a correction · Methodology