Valley Telephone Cooperative 401(k) match, vesting and fees
What Valley Telephone Cooperative's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Newport Group, Inc. | Schedule C ↗ |
| Independent auditor | Heard, Mcelroy & Vestal, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 1,508 defined-contribution plans in information with 100 to 499 participants.
| Valley Telephone Cooperative: employer contribution per participant | $3,770 | |
| Peer median | $2,188 |
| Valley Telephone Cooperative: average balance | $62,829 | |
| Peer median | $63,883 |
| Valley Telephone Cooperative: admin expenses ÷ assets | 0.27% | |
| Peer median | 0.27% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $12.1M at the end of plan year 2021 to $13.8M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 226 | $13.8M | $829K | $3,770 | 0.27% | Not published | Form 5500 ↗ |
| 2023 | 239 | $12.7M | $730K | $3,149 | 0.25% | Not published | Form 5500 ↗ |
| 2022 | 241 | $11.4M | $795K | $3,440 | 0.23% | Not published | Form 5500 ↗ |
| 2021 | 240 | $12.1M | $783K | $3,261 | 0.06% | Not published | Form 5500 ↗ |
Other Valley Telephone Cooperative plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Valley Telephone Cooperative, Inc. Defined Benefit Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Heard, Mcelroy, & Vestal, LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Valley Telephone Cooperative match 401(k) contributions?
The match terms for the Valley Telephone Cooperative Coop. 401(k) Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $829K in employer contributions, about $3,770 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Valley Telephone Cooperative 401(k) match vested?
The vesting schedule for the Valley Telephone Cooperative Coop. 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Valley Telephone Cooperative 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Newport Group, Inc.. The plan administrator is Valley Telephone Cooperative, Inc..
I left Valley Telephone Cooperative. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Valley Telephone Cooperative, Inc., (956) 642-1128) or the recordkeeper, Newport Group, Inc.. The Valley Telephone Cooperative old 401(k) page lists the contacts from every plan filing. Find an old Valley Telephone Cooperative 401(k)
Data from the public Form 5500 annual reports Valley Telephone Cooperative filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Valley Telephone Cooperative. Not financial advice. Report a correction · Methodology