Veterinary Service 401(k) match, vesting and fees
What Veterinary Service's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Inst Ops LLC | Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,052 defined-contribution plans in wholesale trade with 100 to 499 participants.
| Veterinary Service: employer contribution per participant | $1,838 | |
| Peer median | $2,091 |
| Veterinary Service: average balance | $45,613 | |
| Peer median | $87,400 |
| Veterinary Service: admin expenses ÷ assets | 0.24% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $2.7M at the end of plan year 2021 to $16.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 491 | $16.2M | $652K | $1,838 | 0.24% | Not published | Form 5500 ↗ |
| 2024 | 326 | $6.9M | $284K | $1,239 | 0.05% | Not published | Form 5500 ↗ |
| 2023 | 258 | $5.9M | $336K | $1,447 | 0.13% | Not published | Form 5500 ↗ |
| 2022 | 259 | $4.6M | $283K | $1,352 | 0.22% | Not published | Form 5500 ↗ |
| 2021 | 310 | $2.7M | $82 | $0 | 0.16% | Not published | Form 5500 ↗ |
Other Veterinary Service plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Veterinary Service, Inc. Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Grimbleby Coleman Advisors & Accoun (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Veterinary Service match 401(k) contributions?
The match terms for the Vsi 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $652K in employer contributions, about $1,838 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Veterinary Service 401(k) match vested?
The vesting schedule for the Vsi 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Veterinary Service 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Inst Ops LLC. The plan administrator is Veterinary Service, Inc..
I left Veterinary Service. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Veterinary Service, Inc., (209) 545-5100) or the recordkeeper, Fidelity Investments Inst Ops LLC. The Veterinary Service old 401(k) page lists the contacts from every plan filing. Find an old Veterinary Service 401(k)
Data from the public Form 5500 annual reports Veterinary Service filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Veterinary Service. Not financial advice. Report a correction · Methodology