VRC Companies 401(k) match, vesting and fees
What VRC Companies' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Nationwide Insurance | Schedule C ↗ |
| Independent auditor | Jackson, Howell & Associates, PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 246 defined-contribution plans in transportation and warehousing with 500 to 999 participants.
| VRC Companies: employer contribution per participant | $1,620 | |
| Peer median | $1,244 |
| VRC Companies: average balance | $27,728 | |
| Peer median | $40,518 |
| VRC Companies: admin expenses ÷ assets | 0.50% | |
| Peer median | 0.37% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $15.1M at the end of plan year 2021 to $21.7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,979 | $21.7M | $1.3M | $1,620 | 0.50% | Not published | Form 5500 ↗ |
| 2023 | 1,604 | $18M | $1.2M | $1,232 | 0.15% | Not published | Form 5500 ↗ |
| 2022 | 1,170 | $13.8M | $962K | $1,043 | 0.05% | Not published | Form 5500 ↗ |
| 2021 | 1,053 | $15.1M | $892K | $1,139 | 0.04% | Not published | Form 5500 ↗ |
Common questions
Does VRC Companies match 401(k) contributions?
The match terms for the Vrc Companies, LLC 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $1.3M in employer contributions, about $1,620 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the VRC Companies 401(k) match vested?
The vesting schedule for the Vrc Companies, LLC 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the VRC Companies 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Nationwide Insurance. The plan administrator is Vrc Companies, LLC.
I left VRC Companies. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Vrc Companies, LLC, (901) 310-2005) or the recordkeeper, Nationwide Insurance. The VRC Companies old 401(k) page lists the contacts from every plan filing. Find an old VRC Companies 401(k)
Data from the public Form 5500 annual reports VRC Companies filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with VRC Companies. Not financial advice. Report a correction · Methodology