Western Materials 401(k) match, vesting and fees
What Western Materials' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Moss Adams (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2023 medians for 3,159 defined-contribution plans in wholesale trade with 100 to 499 participants.
| Western Materials: employer contribution per participant | $2,362 | |
| Peer median | $1,912 |
| Western Materials: average balance | $39,331 | |
| Peer median | $68,737 |
| Western Materials: admin expenses ÷ assets | 0.01% | |
| Peer median | 0.30% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $11.1M at the end of plan year 2021 to $12.2M at the end of plan year 2023.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2023 | 465 | $12.2M | $735K | $2,362 | 0.01% | Not published | Form 5500 ↗ |
| 2022 | 317 | $10.7M | $725K | $2,288 | 0.06% | Not published | Form 5500 ↗ |
| 2021 | 417 | $11.1M | $827K | $2,425 | 0.08% | Not published | Form 5500 ↗ |
Other Western Materials plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Western Materials, Inc. Salary Reduction and Saving Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Larson Gross Assurance, PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Common questions
Does Western Materials match 401(k) contributions?
The match terms for the Douglas Fruit Company Salary Reduction and Savings Plan have not been published from its filing yet. The plan year 2023 filing reports $735K in employer contributions, about $2,362 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Western Materials 401(k) match vested?
The vesting schedule for the Douglas Fruit Company Salary Reduction and Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Western Materials 401(k)?
The recordkeeper listed on Schedule C of the plan year 2023 filing is Empower Annuity Insurance Company O. The plan administrator is Western Materials, Inc..
I left Western Materials. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Western Materials, Inc., (509) 575-3000) or the recordkeeper, Empower Annuity Insurance Company O. The Western Materials old 401(k) page lists the contacts from every plan filing. Find an old Western Materials 401(k)
Data from the public Form 5500 annual reports Western Materials filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Western Materials. Not financial advice. Report a correction · Methodology