White Castle System 401(k) match, vesting and fees

Plan year 2024 filingWhite Castle 401(k) Retirement Savings Plan · Plan 003 · EIN 31-4340520Updated Oct 2026

What White Castle System's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $4.1M in employer contributions, about $1,898 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$45,104
Average account balance
2,208
Participants (end of year)
$96.7M
Plan assets (end of year)
0.33%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperThe Vanguard Group, Inc.Schedule C ↗
Independent auditorGbq Partners LLC (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 166 defined-contribution plans in accommodation and food services with 1,000 to 4,999 participants.

White Castle System: employer contribution per participant$1,898
Peer median$785
White Castle System: average balance$45,104
Peer median$30,242
White Castle System: admin expenses ÷ assets0.33%
Peer median0.37%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $81.7M at the end of plan year 2023 to $96.7M at the end of plan year 2024.

$81.7M2023$96.7M2024
End-of-year figures from each plan year's Form 5500 filing for the White Castle System plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20242,208$96.7M$4.1M$1,8980.33%Not publishedForm 5500 ↗
20232,167$81.7M$3.9M$1,8480.36%Not publishedForm 5500 ↗

Other White Castle System plans (2)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

White Castle Profit Sharing Plan

Plan 001 · EIN 31-4340520 · plan year 2024 filing
$36,622
Average account balance
4,819
Participants (end of year)
$176M
Plan assets (end of year)
0.07%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorGbq Partners (unmodified opinion)Schedule H ↗
Plan type and statusProfit-sharing · ActiveForm 5500 ↗

White Castle Pension Plan and Trust

Plan 002 · EIN 31-4340520 · plan year 2024 filing
$42,545
Average account balance
3,951
Participants (end of year)
$168M
Plan assets (end of year)
0.50%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorGbq Partners (unmodified opinion)Schedule H ↗
Plan type and statusPension (defined benefit) · FrozenForm 5500 ↗

Common questions

Does White Castle System match 401(k) contributions?

The match terms for the White Castle 401(k) Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $4.1M in employer contributions, about $1,898 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the White Castle System 401(k) match vested?

The vesting schedule for the White Castle 401(k) Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the White Castle System 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is The Vanguard Group, Inc.. The plan administrator is White Castle System, Inc..

I left White Castle System. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (White Castle System, Inc., (614) 228-5781) or the recordkeeper, The Vanguard Group, Inc.. The White Castle System old 401(k) page lists the contacts from every plan filing. Find an old White Castle System 401(k)

Data from the public Form 5500 annual reports White Castle System filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with White Castle System. Not financial advice. Report a correction · Methodology