Zink Distributing 401(k) match, vesting and fees
What Zink Distributing's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | American United Life Insurance Co | Schedule C ↗ |
| Independent auditor | Forvis Mazars LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,052 defined-contribution plans in wholesale trade with 100 to 499 participants.
| Zink Distributing: employer contribution per participant | $2,126 | |
| Peer median | $2,091 |
| Zink Distributing: average balance | $111,338 | |
| Peer median | $87,400 |
| Zink Distributing: admin expenses ÷ assets | 0.27% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $11M at the end of plan year 2021 to $15.4M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 157 | $15.4M | $293K | $2,126 | 0.27% | Not published | Form 5500 ↗ |
| 2024 | 151 | $12.8M | $292K | $2,231 | 0.29% | Not published | Form 5500 ↗ |
| 2023 | 155 | $11.1M | $273K | $2,072 | 0.29% | Not published | Form 5500 ↗ |
| 2022 | 150 | $9.2M | $257K | $1,961 | 0.28% | Not published | Form 5500 ↗ |
| 2021 | 138 | $11M | $276K | $2,425 | 0.30% | Not published | Form 5500 ↗ |
Common questions
Does Zink Distributing match 401(k) contributions?
The match terms for the Zink Distributing Company 401k Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $293K in employer contributions, about $2,126 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Zink Distributing 401(k) match vested?
The vesting schedule for the Zink Distributing Company 401k Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Zink Distributing 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is American United Life Insurance Co. The plan administrator is Zink Distributing Company LLC.
I left Zink Distributing. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Zink Distributing Company LLC, (317) 781-5800) or the recordkeeper, American United Life Insurance Co. The Zink Distributing old 401(k) page lists the contacts from every plan filing. Find an old Zink Distributing 401(k)
Data from the public Form 5500 annual reports Zink Distributing filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Zink Distributing. Not financial advice. Report a correction · Methodology