Cass Information Systems 401(k) match, vesting and fees
What Cass Information Systems' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Lbmc, PC (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 63 defined-contribution plans in information with 1,000 to 4,999 participants.
| Cass Information Systems: employer contribution per participant | $3,525 | |
| Peer median | $2,452 |
| Cass Information Systems: average balance | $126,228 | |
| Peer median | $111,657 |
| Cass Information Systems: admin expenses ÷ assets | 0.11% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $101M at the end of plan year 2021 to $140M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,134 | $140M | $3.9M | $3,525 | 0.11% | Not published | Form 5500 ↗ |
| 2024 | 1,240 | $124M | $4M | $3,283 | 0.09% | Not published | Form 5500 ↗ |
| 2023 | 1,271 | $107M | $5.2M | $4,214 | 0.03% | Not published | Form 5500 ↗ |
| 2022 | 1,198 | $87.6M | $5M | $4,248 | 0.03% | Not published | Form 5500 ↗ |
| 2021 | 1,083 | $101M | $3.5M | $3,280 | 0.03% | Not published | Form 5500 ↗ |
Other Cass Information Systems plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Retirement Plan for Employees of Cass Information Systems, Inc.
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Cass Information Systems match 401(k) contributions?
The match terms for the Cass Information Systems, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $3.9M in employer contributions, about $3,525 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cass Information Systems 401(k) match vested?
The vesting schedule for the Cass Information Systems, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cass Information Systems 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Cass Information Systems, Inc..
I left Cass Information Systems. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cass Information Systems, Inc., (314) 506-5500) or the recordkeeper, Principal Life Insurance Company. The Cass Information Systems old 401(k) page lists the contacts from every plan filing. Find an old Cass Information Systems 401(k)
Data from the public Form 5500 annual reports Cass Information Systems filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cass Information Systems. Not financial advice. Report a correction · Methodology