Ifs North America 401(k) match, vesting and fees
What Ifs North America's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Sikich Cpa LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 266 defined-contribution plans in information with 500 to 999 participants.
| Ifs North America: employer contribution per participant | $3,227 | |
| Peer median | $2,049 |
| Ifs North America: average balance | $218,056 | |
| Peer median | $79,099 |
| Ifs North America: admin expenses ÷ assets | 0.13% | |
| Peer median | 0.16% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $103M at the end of plan year 2021 to $196M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 979 | $196M | $2.9M | $3,227 | 0.13% | Not published | Form 5500 ↗ |
| 2023 | 767 | $119M | $1.5M | $4,020 | 0.24% | Not published | Form 5500 ↗ |
| 2022 | 565 | $85.7M | $1.7M | $3,040 | 0.19% | Not published | Form 5500 ↗ |
| 2021 | 518 | $103M | $1.4M | $2,726 | 0.26% | Not published | Form 5500 ↗ |
Common questions
Does Ifs North America match 401(k) contributions?
The match terms for the Ifs North America 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $2.9M in employer contributions, about $3,227 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Ifs North America 401(k) match vested?
The vesting schedule for the Ifs North America 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Ifs North America 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company. The plan administrator is Ifs North America, Inc..
I left Ifs North America. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Ifs North America, Inc., (888) 437-4968) or the recordkeeper, Empower Annuity Insurance Company. The Ifs North America old 401(k) page lists the contacts from every plan filing. Find an old Ifs North America 401(k)
Data from the public Form 5500 annual reports Ifs North America filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ifs North America. Not financial advice. Report a correction · Methodology