Ginos Distributing 401(k) match, vesting and fees
What Ginos Distributing's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | ADP, Inc. | Schedule C ↗ |
| Independent auditor | Ellis & Ellis PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 1,100 defined-contribution plans in accommodation and food services with 100 to 499 participants.
| Ginos Distributing: employer contribution per participant | $128 | |
| Peer median | $935 |
| Ginos Distributing: average balance | $9,648 | |
| Peer median | $24,052 |
| Ginos Distributing: admin expenses ÷ assets | 3.18% | |
| Peer median | 0.61% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.9M at the end of plan year 2021 to $1.8M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 310 | $1.8M | $24K | $128 | 3.18% | Not published | Form 5500 ↗ |
| 2023 | 530 | $1.8M | $49K | $113 | 0.36% | Not published | Form 5500 ↗ |
| 2022 | 593 | $1.6M | $51K | $112 | 0.79% | Not published | Form 5500 ↗ |
| 2021 | 567 | $1.9M | $48K | $109 | 0.02% | Not published | Form 5500 ↗ |
Other Ginos Distributing plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Ginos Distributing, Inc. Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Ellis & Ellis (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Ginos Distributing match 401(k) contributions?
The match terms for the Gino'S Distributing, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $24K in employer contributions, about $128 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Ginos Distributing 401(k) match vested?
The vesting schedule for the Gino'S Distributing, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Ginos Distributing 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is ADP, Inc.. The plan administrator is Pentegra Services, Inc.
I left Ginos Distributing. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Pentegra Services, Inc, (844) 367-2848) or the recordkeeper, ADP, Inc.. The Ginos Distributing old 401(k) page lists the contacts from every plan filing. Find an old Ginos Distributing 401(k)
Data from the public Form 5500 annual reports Ginos Distributing filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ginos Distributing. Not financial advice. Report a correction · Methodology