HDL Management USA 401(k) match, vesting and fees
What HDL Management USA's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | ADP, Inc. | Schedule C ↗ |
| Independent auditor | David L. Buck, Cpa (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 415 defined-contribution plans in accommodation and food services with 100 to 499 participants.
| HDL Management USA: employer contribution per participant | $2,915 | |
| Peer median | $702 |
| HDL Management USA: average balance | $31,445 | |
| Peer median | $15,751 |
| HDL Management USA: admin expenses ÷ assets | 0.05% | |
| Peer median | 0.67% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $270K at the end of plan year 2021 to $7.4M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 613 | $7.4M | $682K | $2,915 | 0.05% | Not published | Form 5500 ↗ |
| 2024 | 488 | $4.4M | $576K | $3,166 | 0.10% | Not published | Form 5500 ↗ |
| 2023 | 435 | $2.5M | $454K | $2,686 | 0.10% | Not published | 5500-SF ↗ |
| 2022 | 343 | $895K | $232K | $2,547 | 0.16% | Not published | Form 5500 ↗ |
| 2021 | 245 | $270K | — | — | 0.16% | Not published | Form 5500 ↗ |
Common questions
Does HDL Management USA match 401(k) contributions?
The match terms for the Hdl Management USA Corporation- 401k Plan have not been published from its filing yet. The plan year 2025 filing reports $682K in employer contributions, about $2,915 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the HDL Management USA 401(k) match vested?
The vesting schedule for the Hdl Management USA Corporation- 401k Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the HDL Management USA 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is ADP, Inc.. The plan administrator is Pentegra Retirement Services, Inc.
I left HDL Management USA. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Pentegra Retirement Services, Inc, (844) 367-2848) or the recordkeeper, ADP, Inc.. The HDL Management USA old 401(k) page lists the contacts from every plan filing. Find an old HDL Management USA 401(k)
Data from the public Form 5500 annual reports HDL Management USA filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with HDL Management USA. Not financial advice. Report a correction · Methodology