Lincoln County Bancorp 401(k) match, vesting and fees

Plan year 2024 filingLincoln County Bancorp, Inc. Profit Sharing Plan · Plan 001 · EIN 43-1250707Updated Oct 2026

What Lincoln County Bancorp's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $551K in employer contributions, about $1,789 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$87,512
Average account balance
315
Participants (end of year)
$27M
Plan assets (end of year)
0.18%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperUsi Consulting GroupSchedule C ↗
Independent auditorAnders Minkler Huber & Helm, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.

Lincoln County Bancorp: employer contribution per participant$1,789
Peer median$2,868
Lincoln County Bancorp: average balance$87,512
Peer median$95,281
Lincoln County Bancorp: admin expenses ÷ assets0.18%
Peer median0.22%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $28.3M at the end of plan year 2021 to $27M at the end of plan year 2024.

$28.3M2021$21.5M2022$25.2M2023$27M2024
End-of-year figures from each plan year's Form 5500 filing for the Lincoln County Bancorp plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024315$27M$551K$1,7890.18%Not publishedForm 5500 ↗
2023282$25.2M$515K$1,8670.19%Not publishedForm 5500 ↗
2022275$21.5M$477K$1,7650.18%Not publishedForm 5500 ↗
2021281$28.3M$450K$1,6240.15%Not publishedForm 5500 ↗

Other Lincoln County Bancorp plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Lincoln County Bancorp., Inc. Employee Stock Ownership Plan

Plan 002 · EIN 43-1250707 · plan year 2025 filing
$56,659
Average account balance
280
Participants (end of year)
$15.9M
Plan assets (end of year)
0.41%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorAnders Minkler Huber & Helm LLP (unmodified opinion)Schedule H ↗
Plan type and statusRetirement · ActiveForm 5500 ↗

Common questions

Does Lincoln County Bancorp match 401(k) contributions?

The match terms for the Lincoln County Bancorp, Inc. Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $551K in employer contributions, about $1,789 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Lincoln County Bancorp 401(k) match vested?

The vesting schedule for the Lincoln County Bancorp, Inc. Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Lincoln County Bancorp 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Usi Consulting Group. The plan administrator is Lincoln County Bancorp, Inc..

I left Lincoln County Bancorp. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Lincoln County Bancorp, Inc., (636) 528-7001) or the recordkeeper, Usi Consulting Group. The Lincoln County Bancorp old 401(k) page lists the contacts from every plan filing. Find an old Lincoln County Bancorp 401(k)

Data from the public Form 5500 annual reports Lincoln County Bancorp filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Lincoln County Bancorp. Not financial advice. Report a correction · Methodology